Credit Score Check?

Kush

High On Life!
#1
Hey guys i remember you guys had a thread about this before, but thing is my friend told me i need to have a social insurance number (canada) or social security number (states) to get a credit check, anyways its because i have a credit card and im doing really well, i always thought i had to pay the whole credit card before the end of the month, and one time (this month) i made it go into the negitive (good thing) so im pretty happy, so is there anyway i can check my credit score cuz i dont have a sin or ssn number. thanks in advance
he reccomended freecreditprofile.com
 

vern

Dominus
Political User
#2
I don't know how it is in Canada, but everyone has a social security number ... eventually ... even if you are not a citizen. If you can work, you have one. Or am I totally off here?
 

muzikool

Act your wage.
Political User
#4
If in the states, you are given one free official credit check per year. This can be done without having to sign up for some service that tries to make you a subscriber for monthly credit monitoring.
 

melon

MS-DOS 2.0
Political User
#5
Canada's credit system is completely unrelated to America's credit system, so you'd probably have to find some Canadian specific site. To be honest, I'm not all that familiar with Canada's system of credit, so I can't get any more specific than that.

Melon
 

melon

MS-DOS 2.0
Political User
#7
I know for a fact that these American sites are of no use to Canadians (and all non-Americans, for that matter). I worked in banking for six years.

Melon
 

Kush

High On Life!
#8
well to make things clearer i cant work unless its for the uni/college i attend, and i have no sin number that i am aware off, i dont really care about the free part i just want to know how well i am ranked. maybe i could ask my bank when i get back?
 

Johnny

.. Commodore ..
Political User
#9
I havea membership with creditkeeper (http://www.mycreditkeeper.com/). It has daily monitoring and shows you monthly updates of your credit report and scores from all the credit beuros. It will also give your medical records and driving records. I cost 10.00 a month ..
 

Mastershakes

OSNN Veteran Addict
#10
You are here on a Student Visa from what I've gathered Mafia. You can work on Campus, that's it.

You have no credit standing here in Canada. :) Don't forget to look me up next jaunt up the 401 to Montreal.

;)
 

kcnychief

█▄█ ▀█▄ █
Political User
#12
Johnny said:
I havea membership with creditkeeper (http://www.mycreditkeeper.com/). It has daily monitoring and shows you monthly updates of your credit report and scores from all the credit beuros. It will also give your medical records and driving records. I cost 10.00 a month ..
That's awesome Jonny - I have been looking for one that monitors all three, and that's the cheapest I found. Thanks :)
 

j79zlr

Glaanies script monkey
Political User
#13
Kush said:
Hey guys i remember you guys had a thread about this before, but thing is my friend told me i need to have a social insurance number (canada) or social security number (states) to get a credit check, anyways its because i have a credit card and im doing really well, i always thought i had to pay the whole credit card before the end of the month, and one time (this month) i made it go into the negitive (good thing) so im pretty happy, so is there anyway i can check my credit score cuz i dont have a sin or ssn number. thanks in advance
he reccomended freecreditprofile.com
Not paying your balance in full does not necessarily hurt your score. Consistently having a large balance and paying the minimum does. Paying off a significant debt in a timely manner will actually help your score.
 

kcnychief

█▄█ ▀█▄ █
Political User
#17
Actually I needed to find a service like that, and I remembered this thread :lick:

Usually it's $25+ for all 3 bureaus, that's a great deal :D
 

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