Help - I am confused. I have several 3.5 disks that I previously formatted so I could take pictures in my camera. When I put the disk back into the drive so I could view the pictures, it tells me the disk is not formatted. This has also happened on text files from word as well. When we had Windows 98SE, I could just pop the disk in and it read it just fine, but with XP, it refused to open them. Can anyone tell me what the problem is?