What is an upgrade, the installation or the installation cd? if the CD is an upgrade version, it will be looking for the windows directory, I believe. you might be able just to install DOS first, and then upgrade from there. Other than that, you will have to install W3.1 first ... (and I am not even going to ask why you would want to install W95)
Which is why I posted it. There's some info in that page that is related.
....Now make a special "system builder" DOS bootable (Format a: /u /s) diskette with the following files in the following directories:
A:\COMMAND.COM (placed there when you format the floppy)
A:\CONFIG.SYS (see Footnotes)
A:\AUTOEXEC.BAT (See Footnotes)
A:\XFER.BAT (see Footnotes)
A:\WIN31\WIN.COM (Fools Win95 upgrade into thinking Win31 is installed)
A:\WIN31\SYSTEM\WIN386.EXE (Fools Win95 upgrade that Win31 is installed)....
This is part of the info you'll need to get the upgrade to install without having a previous version. Where you get the actual files, matters not. But at at least you know which files you need. As it is, I consider this a gray area of discussion (for NTFS at least) which was why I was rather vague.
If it's no help, it can at least point the way.
Ep, glad to see you come back and tidy up...did want to ask a one day favor, I want to enhance my resume , was hoping you could make me administrator for a day, if so, take me right off since I won't be here to do anything, and don't know the slightest about the board, but it would be nice putting "served administrator osnn", if can do, THANKS