look at this site.
www.paypalsucks.com
i used paypal almost exclusively selling all sorts of electronic crap on ebay. there were some days id sell 30 items or more. I do have a legal merchant account with all the major cc's ..ect along with paypal... well did have paypal.
i noticed if you used the paypal debit/credit card you get 3% back on purchases made with it ..so id sell the stuff on ebay ..people pay with paypal *btw most big ticket items to be covered by the seller protection have to accept paypal as payment only* ... break law number 1
it is against the law to refute credit cards when there is a legally binding merchant account in play. this is the same set of laws that say you cannt charge more for someone using a cc or cash ..check ... whatever.
so ...anyway ..paypal is ful of shyt. they do not cover sellers. it doesn't matter what you do .. they will NEVER side with a seller.
anyway ... one day they decided to lock up my paypal account with over 6000usd in it from the previous 2 days of sales on ebay. thats money to be paid for products ..some of which have already been sent ..some being sent ...some not paid for yet by me.
so ..when paypal locks up ..they sent emails to everyone which has sent money to me stating my account is under investigation ... no explanation as to why .. nothing.
now ..people leave negative feedback on ebay and demand refund and file chargeback claim on paypal. paypal now begins taking money out of account as freely as they feel.
of course now all the money in the account is restricted ... even freight money. all the while people are getting pissy.
i then have to fax everything pertaining to my life you could ever imagine .. FOR NO REASON AT ALL ... there were no complaints and was a 100% powerseller square trade blahblahblah.
after all that they decided to lock my account for an indefinite amount of time. then of course the negative feedbacks started rolling in ..taking away my powerseller status and the ever valuable 100% positive feedback.
all this for no reason BTW ..did i mention that?
i eventually had to get the local states attorney involved and hired an attorney ..which litigation soon followed. there was an undisclosed confidential settlement reached with paypal/ebay admitting no wrongdoing of course.
anyone that actually believes that paypal is safe is retarded. you have no defense otherwise saying you arent. youd be better off sending someone a direct wire bankdraft or western union. at least there is a legally binding contract and papertrail which the company enforces ... hell half the agreement with paypal is illegal ... just not enough people realize it ..or the fact that the mass majority of its users are of the lower/middle income bracket with no real knowlege of laws or consumer rights.
a time of reckoning is coming for paypal ... it is. this thread isnt an isolated issue ..and again anyone poking fun at it is part of the cattle lead to death oxymoron. its just people are waking up and beginning to share their experiences on places like the website i mentioned first.
so ... ez ebaying ... go buy something ... get it ..then tell paypal it was broken or file a dispute. i promise 99.99999% of the time rather than dealing with the major cc companies chargeback premiums... they will NEVER EVER give the seller their money back.... thus not allowing peoples own merchant accounts on ebay *breaking federal law*
paypal is not a bank and is issuing debit cards and now noninsured savings accounts *more gray areas*
most of their terms of agreement are far fetched and a far stretch at best of even being somewhat legal. most of it is just total bs which the masses believe.
anyway ... use paypal at your own risk. if your buying ...use a CC ..never ever ever link your bank account numbers.
and if youre selling ...well the way ebay is set up ..if you dont accept paypal then they pretty much make you look like a fraud ... *antitrust*
dood ..you may as well figure paypal isnt doing shyt to get your money ..nor will you ever get it. you will continue to get the same amount of runaround over and over.
legally ... the freight charge is not included in their final value price. which is why EBAY cannot charge a fee on normal and expected freight/shipping and handling. usually its no more than 10% of the final selling price of the product.
so if the final seling price was under 250 ..they are giving you a line of crap .... so typical.
honestly... i cant believe i saw people in this thread actually blaming YOU ... well it musta been something YOU did. what crap. i guess thats part of the "lets blame someone else" society.
anyway im done with talking about paypal ... nothing but BS from these people.