Naturally.
If you wanted to race your car on a race-track, you don't just drive over and get on the track and go WHEEEE !!! You'll probably end up causing harm.
Same here.
You realize you have 4 cores and each core is going to be operating at different temps and the stock cooler is crap compared to after market solutions right? Further, the stock cooler is designed for slightly a thermal envelope that is a little above the stock clocks and the related temperatures. You plan to run 4 cores at 3.2GHz, if you don't want to drastically reduce the lifespan of your new processor, I would highly recommend adequate cooling. O
Just because some narbs online have been able to run a processor at a certain speed using certain components doesn't mean it is recommended.
The best thing to do is use CPUID for that information.
http://www.cpuid.com/
Free and does what it's supposed to
😀
Unless you are overclocking for pure bragging rights, there isn't much point. Are you a gamer and need extra frames or bigger benchmark scores? Or are you using some high-end rendering app or encoding software and need extra juice?
It seems pointless to overclock just because, especially since the net impact with the components you have could be... lack of a computer.
Lastly, what memory do you have and are you planning on oc'ing that?