How much do you pay for your car insurance?

arrangel

OSNN Junior Addict
Joined
Apr 27, 2018
Messages
32
#2
I think you might want to shop around for insurance. We live in one of the states with the highest insurance rates, Colorado. We used to have Liberty Mutual/Safeco, but the premiums kept creeping up. We now pay only $800/year with Travelers insurance for my 2017 Honda Ridgeline RTL-T.
 

Sierge

OSNN Junior Addict
Joined
Apr 19, 2018
Messages
40
#3
I know that GEICO is popular company in USA. But I prefer to search the cheapest options, because prices are constantly growing. I can recommend this service Best Car Insurance Rates here you can choose the optimal tariff for yourself.
 

ganster

OSNN Junior Addict
Joined
Jul 26, 2018
Messages
28
#4
Car insurance costs are highly subjective actually. The cost of your car insuarance company will be ascertained on the basis of multiple factors such as the engine, model and age of the car. The older your car is, the lower will be the IDV (Insured Declared Value). The geographical location where you stay is also a determining factor. Costs of living are higher in metro cities and hence prices of vehicles are also higher which impacts the insurance policy cost as well. Your age is another factor which influences insurance policy costs. Owners between the ages of 25-50 get discounts on their premiums along with added benefits. Your profession may also help you get discounts, i.e. there are often special discounts on premium rates for doctors.

The policy cost or premium will also be influenced by the number of add-ons. The premium amount will also be influenced by your overall driving record and no-claim bonus which will give you ample leverage with regard to paying the premium amount. You may also consider a zero depreciation add-on cover which could influence the overall cost of the policy.
 

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