Free Credit Report

According to myfico.com, checking your credit score DOES NOT lower your credit score.. The only types of inquiries that lower your scores are ones made by your request as though you're trying to get credit. Checking your score or companies pulling your credit report to see if you pre-qualify for something don't effect your score.
 
If you are dealing with a company that will allow you to request a copy of your credit report and give it to them I recommend you do. Some apartment complexes and such will do this. Just one less inquiry. My credit is shot so it doesn't really matter to me... but I work for a debt negotiation company and I am located in a state that does not allow garnishments, so I am gonna take care of it all. :)
 

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Also Hi EP and people. I found this place again while looking through a oooollllllldddd backup. I have filled over 10TB and was looking at my collection of antiques. Any bids on the 500Mhz Win 95 fix?
Any of the SP crew still out there?
Xie wrote on Electronic Punk's profile.
Impressed you have kept this alive this long EP! So many sites have come and gone. :(

Just did some crude math and I apparently joined almost 18yrs ago, how is that possible???
hello peeps... is been some time since i last came here.
Electronic Punk wrote on Sazar's profile.
Rest in peace my friend, been trying to find you and finally did in the worst way imaginable.

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