Bought a used laptop on e-bay. Dell Latitude 610. Also bought the "Square Trade" warranty. $310 in the computer and $80 for the warranty. Sounds as if the HD has crapped out, noises and won't start up. Has anyone had any dealings with this warranty service? I am told to send it to them, they verify it's crapped out and repay me my purchase price. Should I cash in or just put in a new HD myself? And if going that route, how much for a new HD? Don't need the massive storage or blazing speed HD, just something that will get me back up. Not worried about info on the old drive.