Just curious

Discussion in 'Green Room' started by Ferral_Imp, Oct 9, 2004.

  1. Ferral_Imp

    Ferral_Imp Moderator

    Messages:
    685
    Location:
    PA
    Hey peeps

    I was wondering if anyone has ever heard of Xrost.com's Prepaid Icard service http://www.xrost.com/ before. The reason I ask is cuz I saw a link for them on a site I visit on occasion. It was listed under the payment options and I was curious whether anyone had heard of it before or used it.

    Thx for any info in advance
     
  2. albybum

    albybum Penguin Rancher

    Messages:
    280
    Location:
    Elizabethton, TN
    I have never heard of them before you posted this thread.

    Personally, I wouldn't trust them. I signed up for an account there just now and nothing is protected by encryption. Not to mention they don't handle the payment system themselves. You buy credit with them through paypal.

    If you are going to be using paypal anyway, just cut out this middleman and just use paypal.

    Just all seems kinda suspicious.
     
  3. Ferral_Imp

    Ferral_Imp Moderator

    Messages:
    685
    Location:
    PA
    I thought they seemed a little fishy when I couldn't find any info on what payment methods they took and what their fees if any were. So that's why I asked.
     
  4. Reg

    Reg eXperienced!

    Messages:
    639
    Location:
    Arlington, TX
    Stay Away!!!

    Stay away, stay away (is that getting repetitive?)! I just uncovered four EXTREMELY large problems with this service.

    Excerpt From Privacy Policy (1):

    Another Excerpt From Privacy Policy (2):

    Excerpt From AUP (3):

    And Reason Number Four (4):


    What does this all mean?

    1. The collect very personal and very sensitive information from you during your purchase. This information (although defined in Privacy Policy, is not STRICTLY compliant) could be shared to other parties with consent (consent, could be easily defined as "You consented by signing up" since "consent" is only defined by verbal, written, electronic, or through agreement with XROST).

    2. Security of this information IS NOT encrypted or secured. This means that any information obtained by them is NOT certified to be secure and they DO NOT provide assurance that your information is kept secure once on their system.

    3. Ultimately, YOU (not Xrost) are responsible for anything given to Xrost and that you can "not" hold them liable if this information is intercepted (this is LEGALLY not true since US law states that confidential information obtained by a legal entity must protect that information).

    4. The WHOIS information on their domain is registered to Domains by Proxy (Private Registration service provided by Godaddy). This, usually is not alarming since a lot of people do not want WHOIS information for their domains given out. However, for a "financial" company/service, this information should be made public.

    Now that I think about it, there is a number five. As we all know, funds stored in Paypal (at least in the US) are FDIC insured (NON-US contries have different insurance agencies). Why would I want to send money from an FDIC insured transferring agency to a service (Xrost, Inc) who can't even tell me where they are incorporated or list a contact number if there are problems. Email is great and all, but not when it comes to someone's finances.